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Living in Spain - Common questions




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We often hear from ones who say that they just don't have enough

time to devote to their home business. They work full time,

raise kids, take care of aging parents, or for other reasons .....


What will the winter weather be like on the Costa del Sol ? Much

warmer than Northern Europe. Many residents dont even have

central heating in their home. The Costa del Sol enjoys more

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than 300 days of sunshine per annum, and winter temperatures

rarely go below 16c in the day.



Is it possible to live in Spain without speaking Spanish? If you

are not planning to work with Spaniards, speaking the language

is not necessary. However you will find learning the words

essential to enjoying Andalucian life, quite easy. Mastering the

language will enable you to enjoy the lifestyle on offer to its

peak. Most establishments on the Costa del Sol do speak English.

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Will the coast become overcrowded from excess construction?

Strict controls on building and careful town planning are now

prohibiting over-construction and high-rise developments. Trees

and parks abound, and beaches are kept clean and free from

over-commercialisation. Ringed to the north by scenic mountains,

Marbella forms an undulating horseshoe of picturesque,

village-style developments, luxurious villas, pine forests and

championship golf courses, all served by a modern road system

and infrastructure. On the beachside, sleek, marble-fronted,

low-rise apartment complexes are in: high rise blocks are out.



Will I have problems finding things to do ? No. Tennis clubs,

health spas and every sporting facility imaginable are all there

for your enjoyment, whether it be water skiing, windsurfing or

trekking through the mountains on horseback. Incredibly, the

Sierra Nevada ski resort is just two hours drive from Marbella,

perched 12,000 feet (4,000 metres) in the mountains above the

historic and romantic Granada.



Can I bring my pets to Spain ? The Pet Travel Scheme(PETS),

allows cats and dogs resident in the UK to visit other countries

and return to the UK without quarantine, provided that certain

conditions are met. To use this system you need to comply with

the law, to the last detail. This is to prevent the tranmission

of disease from country to country.



Will I be able to obtain most British products ? You will find

most English products are available along the coast, although

some will be far easier to find than others. Newspapers are now

printed in Spain, and are therefore very easy to obtain. Larger

shops and supermarkets stock many British products to

accommadate the increase in tourists, although slight price

increases should be expected.



What about medical care? The Spanish National Health Service is

available free to Senior Citizens from Britain (Ladies over 60

and men over 65). The service is excellent. However, as in the

UK, non-emergencies may be placed on a waiting list. Purchasers

of businesses in Spain are obliged to join the Spanish N.H.S.

Payments for this service are included in their monthly Spanish

National Insurance contribution. If you are under retirement age

and do not intend to work in Spain, then it is a condition of

Residence in Spain that you take out private medical health

cover. Some of the larger private medical health providers in

the UK offer schemes suitable for British residents in Spain.

Alternatively, there are numerous Insurance Brokers in Spain

offering a range of healthcare insurance policies.



CHEMISTS 'Farmacias' as they are called in Spain - abound and

can be identified by a prominent (and usually flashing) green

cross sign. Most of the medications available in the UK can be

purchased in Spain - with many available without prescription.

Prices are low and most items cost considerably less than the

prescription charges levied in the UK (is there a lesson to be

learned here?). Chemists in Spain are trained to diagnose and

treat many common illnesses and ailments - thus leaving doctors

free to treat more urgent cases (another lesson!). Most staff

speak English to some degree and there is always one Chemist

open 24 hours in every large town.



What happens about my U.K. Pension? British State Pensions can

be paid direct to your bank account in Spain - usually monthly.

The Benefits Agency can provide the necessary forms and further

advice. If you have a private pension you will need to speak to

the pension provider as regulations vary.



Do British Banks have branches in Spain? Some of the UK high

street banks do have branches in the main towns and cities,

especially Barclays and HSBC. Smaller towns have only Spanish

domestic banks. Most UK banks have tie ups with these and should

be able to point you in the right direction.



Are all the main religions practised in Spain? Most of the major

religions and churches can be found in Spain with a little

effort, although the vast majority of Spaniards are Roman

Catholic.



How does Spains transport compare to the UK? Very well indeed.

The Spanish government have invested vast sums of money in both

the road network and public transport infrastructure. Buses and

trains generally run on time and are an economic and convenient

method of getting about.



Do we need medical vaccinations to live in Spain? No.



Are the public holidays the same as the UK? Some holidays occur

at similar times - Easter and Christmas, along with other public

national, local and regional holidays.



What are the shop opening hours? Shops are generally open

between 10am and 2pm and again between 5pm and 8pm - Monday to

Friday. Supermarkets tend to keep longer hours. On Saturdays

most of the smaller shops are closed in the afternoon. Larger

shops and department stores are open from 9am though till 9pm or

10pm Monday to Saturday. Sunday will probably see most shops

closed, although some supermarkets may choose to offer a limited

opening.



Can I still vote in an UK election whilst living in Spain? Yes.

Even if you become a Spanish resident you are still classed as a

UK national and therefore are eligible to vote by post.



Should I make a Spanish will? This is advisable. If you, or a

relative, should die whilst resident in Spain, Spanish law is

responsible for your estate. A solicitor will be able to take

you through the process without difficulty and we can recommend

a reputable one for you.



About the author:

Jamie Mills is a consultant with Hiperprop SL, experts in Costa

del Sol Property. www.hiperprop.com



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