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Travel Insurance Bargains for Brits




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If you're traveling in the UK, or a UK citizen traveling

elsewhere, you have many options including full year travel

insurance. While the occasional traveler such as a vacationer

may not find full year travel insurance preferable to the

one-trip options, business travelers or other frequent travelers

may opt for full year travel insurance as the best time saving

and money saving choice.



UK travel insurance options, in addition to full year UK travel

insurance coverage, are numerous: one-trip or multiple-trip

plans, extended stay, business travel plans, several designed

especially for family travel, and even one that's focused on the

needs of backpacking travelers.

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With just about every plan lost luggage coverage can be included

or deleted a la carte, since travelers may find that this

protection is included in their homeowners' policy. Full year UK

travel insurance, as well as one or multiple trip options, also

includes medical coverage while participating in most sports,

although you sometimes must choose this option for the coverage.



Instant quotes are available online. On one informative UK site

your instant quote is given individually for your choice of

single trip, annual (also known as multiple trip) or backpacker.



Let's take a look at the full year UK travel insurance quote.



For this quote you are asked to register and then choose

destinations. The destination choices for this full year UK

travel insurance plan are for travel specific to the UK, travel

within all of Europe, travel worldwide with the exception of the

United States and the Caribbean, word travel that includes the

U.S. and the Caribbean, or travel in Australia and/or New

Zealand. We indicated that we are a couple - 45 and 43 years of

age - with no children under 19 accompanying us, that we are

traveling throughout all of Europe starting September 1st of

2005, and that we are going to participate in winter sports.



The quotes, converted from British pounds to U.S. dollars,

ranged between $92 and $255, depending on the extent of

coverage. At the low end of the full year UK travel insurance

coverage we found lower ceilings on medical coverage. These

quotes also excluded lost baggage coverage and some sports

coverage. An accident during a round of golf, for example, was

not included in this quote.



The highest premium full year UK travel insurance product,

offered an amazingly high ceiling on medical coverage - over $17

million -included compensation for any loss of limbs, dental

coverage, mountain search and rescue and repatriation for

medical emergency.



Clearly, if you seek full year UK travel insurance, you'll find

many options and something that will fit your wallet.



About the author:

Steve Cogger is webmaster of the 1 Happy

Traveller website. Visit the site today to receive all of

the information on travel insurance you could possibly need.



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